Nomad on Atlas
All countries

Mexico

Temporary Resident Visa · Mexico City

The Americas' workhorse: aligned with US business hours, cheap, culturally rich and — unusually — a real path to a second passport in five years.

Up to 35% taxCitizenship in 5yPath to citizenshipUS time zonesLow cost
Model your move
Income needed

MX$80,000/mo

Processing

10–30 days

Visa length

1 year

Safety index

50/100

Internet

80 Mbps

English

Low

Climate

Varied — temperate highlands to tropical coast

Time zone

UTC-6

The real numbers

Model your move to Mexico

Set who's coming and what you earn. We'll handle eligibility, taxes, contributions, living costs and what you'd have left — and compare it to home.

Staying more than ~183 days?

Affects tax residency for territorial & exempt regimes.

Your monthly life in Mexico

Pre-filled with typical costs in Mexico City. Drag or type to match your life.

Rent & housingEssential
$950

A nice place in a popular area

UtilitiesEssential
$60

Power, water, gas

Internet & mobileEssential
$30

Home fibre + data

GroceriesEssential
$260

Food at home

Getting around
$30

Transit, rideshare, fuel

Health insuranceEssential
$70

Private cover nomads usually need

Dining & fun
$230

Eating out, coffee, going out

Everything else
$196

Shopping, gym, subscriptions, misc.

Total living costs$1,826/mo

You meet the income requirement

Needs $4,400/mo · plus ~$72,600 savings.

Your qualifying income

$6,000

Take-home / month

$4,538

76% of income
Living costs / month

$1,826

30% of income
Left over / month

$2,712

45% of income
Where your $6,000 goes each monthSavings rate 45.2%
Per month$6,000

Tax in Mexico

Effective rate

24.4%

Progressive
Income tax / mo
$1,462
Social security / mo
Not charged

Typically covered by your home country under a totalization agreement, so €0 locally.

Total deductions / mo
$1,462
Take-home / mo
$4,538

Private health insurance is mandatory for this visa — it's already counted in your living costs above.

Stay under 183 days (with your centre of vital interests abroad) and foreign income is untaxed; cross that line and Mexico taxes worldwide income on the progressive ISR table (top 35% only above ~MXN 5.1M/yr).

vs. United States

Tax

22.8% at home → 24.4% here

$95/mo

Same lifestyle costs

$4,348 at home → $1,826 here

+$2,522/mo

Money left over

$286 at home → $2,712 here

+$2,427/mo
Your money goes 2.4× further here than in New York (PPP-adjusted).

Estimates for planning only — actual tax depends on treaties, your residency and personal circumstances. Confirm with official sources and a qualified advisor before you move.

Requirements

What it takes to qualify

Income & savings

Monthly income (single)
MX$80,000
Basis
≈$4,400/month income or ~$74,000 savings
Family add-on
+MX$27,000 spouse · +MX$27,000/child
Savings required
MX$1,320,000
Combine two incomes?
No — main applicant only

Thresholds vary by consulate; savings of ~$73,000 over 12 months is an alternative to the income route.

The visa

Program
Temporary Resident Visa (Residente Temporal)
Introduced
2012
Duration
1 year, renewable
Max total stay
4 years
Fees
$300 (approx)
Who can apply
Employees, Freelancers, Business owners
Bring family?
Yes

Consular fee plus ~$250 in-country residence-card issuance. Not branded a 'nomad visa' but the de-facto choice: 1 year, renewable up to 4, then a route to permanent residency.

Taxes & contributions

What you'll actually pay

Income tax

Treatment
Foreign income can be taxed
Headline rate
35%
Tax residency at
183 days
Employee social
Usually home-covered
Health insurance
Required for the visa

Stay under 183 days (with your centre of vital interests abroad) and foreign income is untaxed; cross that line and Mexico taxes worldwide income on the progressive ISR table (top 35% only above ~MXN 5.1M/yr).

Resident tax bands

MX$0MX$10,1352%
MX$10,135MX$86,0136%
MX$86,013MX$151,23111%
MX$151,231MX$175,80516%
MX$175,805MX$209,91518%
MX$209,915MX$392,84221%
MX$392,842MX$668,84024%
MX$668,840MX$1,276,92630%
MX$1,276,926MX$1,702,56832%
MX$1,702,568MX$5,107,70434%
MX$5,107,704above35%

This visa requires private health insurance. Get covered with SafetyWing (sponsored)

Reviewed Source: INM Mexico

The long game

Path to residency & citizenship

1

On the visa

Year 0–4

Live legally on the Temporary Resident Visa.

2

Permanent residency

~4 years

Settle permanently with full rights.

3

Citizenship

~5 years

Apply for a passport.

Dual citizenship: Allowed

Permanent residence after 4 years as a temporary resident; citizenship after 5 years total.

Reviewed Source: INM Mexico

On the ground

Typical costs in Mexico City

Rent (1-bed)

$950

Rent (family)

$1,500

Groceries / person

$260

Utilities

$60

Internet

$30

Transport / person

$30

Health insurance

$70

Dining / person

$230

Cost index 42/100 vs New York · prices are about 46% of US levels (PPP). Monthly figures shown in USD.

The honest take

Highlights & watch-outs

What makes it great

  • A genuine route: 4 years to PR, 5 to a passport.
  • Same time zones as US clients.
  • Mexico City is a world-class nomad hub.

What to watch

  • Safety varies sharply by region.
  • Consular income rules are inconsistent.

Reviewed Source: INM Mexico

More in Americas