Nomad on Atlas
All countries

Hungary

White Card · Budapest

Budapest on a budget with a flat 15% tax — a superb solo base, but the no-family, no-residency rules make it a chapter rather than a destination.

Flat 15% taxNo residency path15% flat taxSchengen accessLow cost
Model your move
Income needed

€3,000/mo

Processing

21–30 days

Visa length

1 year

Safety index

79/100

Internet

180 Mbps

English

Moderate

Climate

Continental

Time zone

UTC+1

The real numbers

Model your move to Hungary

Set who's coming and what you earn. We'll handle eligibility, taxes, contributions, living costs and what you'd have left — and compare it to home.

Staying more than ~183 days?

Affects tax residency for territorial & exempt regimes.

Your monthly life in Hungary

Pre-filled with typical costs in Budapest. Drag or type to match your life.

Rent & housingEssential
$750

A nice place in a popular area

UtilitiesEssential
$180

Power, water, gas

Internet & mobileEssential
$25

Home fibre + data

GroceriesEssential
$250

Food at home

Getting around
$25

Transit, rideshare, fuel

Health insuranceEssential
$50

Private cover nomads usually need

Dining & fun
$200

Eating out, coffee, going out

Everything else
$178

Shopping, gym, subscriptions, misc.

Total living costs$1,658/mo

You meet the income requirement

Needs $3,270/mo.

Your qualifying income

$6,000

Take-home / month

$5,100

85% of income
Living costs / month

$1,658

28% of income
Left over / month

$3,442

57% of income
Where your $6,000 goes each monthSavings rate 57.4%
Per month$6,000

Tax in Hungary

Effective rate

15.0%

Flat 15%
Income tax / mo
$900
Social security / mo
Not charged

Typically covered by your home country under a totalization agreement, so €0 locally.

Total deductions / mo
$900
Take-home / mo
$5,100

Private health insurance isn't required for this visa, but most nomads carry it — it's already counted in your living costs above.

Hungary has one of the EU's lowest flat personal income-tax rates at 15%.

vs. United States

Tax

22.8% at home → 15.0% here

+$467/mo

Same lifestyle costs

$3,768 at home → $1,658 here

+$2,110/mo

Money left over

$865 at home → $3,442 here

+$2,577/mo
Your money goes 2.3× further here than in New York (PPP-adjusted).

Estimates for planning only — actual tax depends on treaties, your residency and personal circumstances. Confirm with official sources and a qualified advisor before you move.

Requirements

What it takes to qualify

Income & savings

Monthly income (single)
€3,000
Basis
€3,000/month minimum (officially set in euros)
Combine two incomes?
No — main applicant only

Raised to €3,000/month; income must come from outside Hungary.

The visa

Program
White Card
Introduced
2022
Duration
1 year, renewable
Max total stay
2 years
Fees
$110 (approx)
Who can apply
Employees, Freelancers, Business owners
Bring family?
No
Schengen access
Yes

Single administrative fee. The White Card does not permit dependents — partners and children must qualify separately. Income/company must be foreign: you may not work for, or hold a stake in, a Hungarian company.

Taxes & contributions

What you'll actually pay

Income tax

Treatment
Foreign income can be taxed
Headline rate
15%
Tax residency at
183 days
Employee social
Usually home-covered

Hungary has one of the EU's lowest flat personal income-tax rates at 15%.

Good news

There's effectively no local income tax to worry about on your foreign earnings here.

Reviewed Source: Hungary immigration (OIF)

The long game

Path to residency & citizenship

This is a lifestyle visa: great for living here now, but time on it doesn't count toward permanent residency or a passport.

Dual citizenship: Allowed

The White Card explicitly does not count toward permanent residence.

Reviewed Source: Hungary immigration (OIF)

On the ground

Typical costs in Budapest

Rent (1-bed)

$750

Rent (family)

$1,200

Groceries / person

$250

Utilities

$180

Internet

$25

Transport / person

$25

Health insurance

$50

Dining / person

$200

Cost index 44/100 vs New York · prices are about 50% of US levels (PPP). Monthly figures shown in USD.

The honest take

Highlights & watch-outs

What makes it great

  • Budapest is gorgeous, central and cheap.
  • A simple 15% flat tax.
  • Fast fibre internet across the country.

What to watch

  • No dependents allowed on the White Card.
  • No residency path.

Reviewed Source: Hungary immigration (OIF)

More in Europe